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words by Finlease

“The global finance crisis may be over but the drama continues for small business. Surprisingly, credit is more difficult for small businesses than before the GFC. So when you’re after equipment finance , you’ll need more things working in your favour than ever.

Information is the currency that the financiers want, and that means assembling the data which presents you in the best light. The financiers will want to be convinced of your ability to repay the loan based on historical figures and to know how the equipment you are purchasing will improve your situation. They’ll also want an account of your assets and liabilities, your working capital position and will need to be convinced that the equipment you are purchasing makes sound business sense. We continue to recommend that you spread your equipment loan s across different financiers, especially in this more difficult climate.

Research we’ve seen at Finlease suggests that larger businesses are happier than ever with the performance of their bank, smaller businesses are less than impressed.

So if small business is the engine that is driving the economy as the government tells us, where is the fuel coming from? Rest assured we at Finlease are here to help with the equipment finance you need to refuel your engine and get your business accelerating again.

Mark O’Donoghue
1300 FINLEASE (346 532)
Finlease (Aust) Pty Ltd

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